Beijing Baozhijie Technology Co., Ltd.
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Product Specification
Business Automobile Liability Insurance
This coverage insures against liability claims arising out of the contractor's use of automobiles. The symbol used in the policy defines the scope of cover. Below are descriptions of automobile designation symbols quoted from standard language used by insurers. Generally, you should require "Code 1", which is the broadest code.
1 = ANY AUTO.
2 = OWNED AUTOS ONLY.
Only those autos you own (and for liability coverage any trailers you don't own while attached to power units you own). This includes those autos you acquire ownership of after the policy begins.
3 = OWNED PRIVATE PASSENGER AUTOS ONLY.
Only the private passenger autos you own. This includes those private passenger autos you acquire ownership of after the policy begins.
4 = OWNED AUTOS OTHER THAN PRIVATE PASSENGER AUTOS.
Only those autos you own that are not of the private passenger type (and for liability coverage, any trailers you don't own while attached to power units you own). This includes those autos not of the private passenger type you acquire ownership of after the policy begins.
5 = OWNED AUTOS SUBJECT TO NO FAULT.
Only those autos you own that are required to have No?Fault benefits in the state where they are licensed or principally garaged. This includes those autos you acquire ownership of after the policy begins provided they are required to have No-Fault benefits in the state where they are licensed or principally garaged.
6 = OWNED AUTOS SUBJECT TO A COMPULSORY UNINSURED MOTORISTS LAW.
Only those autos you own that because of the law in the state where they are licensed or principally garaged, are required to have and cannot reject uninsured motorists insurance. This includes autos you acquire ownership of after the policy begins provided they are subject to the same state uninsured motorists requirement.
7 = SPECIFICALLY DESCRIBED AUTOS.
Only those autos described in ITEM THREE of the Declarations for which a premium charge is shown (and for liability coverage any trailers you don't own while attached to any power unit described in ITEM THREE).
8 = HIRED AUTOS ONLY.
Only those autos you lease, hire, rent or borrow. This does not include any auto you lease, hire, rent, or borrow from any of your employees or partners or members of their households.
9 = NON-OWNED AUTOS ONLY.
Only those autos you do not own, lease, hire, rent, or borrow that are used in connection with your business. This includes autos owned by your employees or partners or members of their households but only while used in your business or your personal affairs.
Automobile coverage requirements should be waived only when the other party's work clearly does not involve the use of an automobile. Should any doubts exist, this coverage should be required.
Company Details
Business Type:
Agent,Importer,Exporter,Seller,Other
Year Established:
2020
Total Annual:
500000-1000000
Employee Number:
50~100
Ecer Certification：
Site Member
Baozhijie Technology is an auto insurance technology company. Founded in 2020, the company is headquartered in Beijing and has set up service agencies in many regions. The company's core executives come from the management and technical teams of well-known enterprises. Relying on ri... Baozhijie Technology is an auto insurance technology company. Founded in 2020, the company is headquartered in Beijing and has set up service agencies in many regions. The company's core executives come from the management and technical teams of well-known enterprises. Relying on ri...
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