Integrated EMV Standard Smart Card Personalization Solution For Secure

Product Description:

Wisecard's SmartOne is an innovative EMV card issuance solution that offers highly automated Data Preparation and EMV personalization. Our platform makes it possible for customers to issue cards using three different methods from a single, user-friendly interface. These methods include central card issuance, distributed card issuance, and instant card issuance, and they provide greater flexibility and convenience to clients in managing their card issuance operations.

SmartOne is designed to support contact, contactless, and dual interface EMV cards. In addition, our platform integrates the latest PCI SSC secure standards with advanced chip card technology to offer customers the best personalization experience possible. Clients can personalize Java GP® & MULTOS® platforms cards to meet their specific needs and preferences.

Our EMV personalization platform, SmartOne, is a modular solution that includes Key Management System (KMS), Data Preparation (DP), and Card Personalization (CP), which adapt to the latest EMV and PCI requirements. MULTOS® ALU Generation(MULTOS® DP) & MULTOS® ALU loading(MULTOS® CP), Our vast experience in EMV migration for various market segments allows us to offer our customers a solutions that are based on personalization printers, different cards platforms (Java GP®, Multos®, Native), and various card schemes such as Visa®, MasterCard®, UnionPay®, JCB®, AmEx®, Discover®, and more.

Features:

Cost Reduction:
The SmartOne platform significantly reduces branch costs, as transactions conducted in branches are generally more expensive compared to online or self-service channels.

Solution Flexibility:
Wisecard specializes in delivering cutting-edge delivery channel solutions to the global market, offering proven technology solutions that address banks' enhancement needs.

User Friendly/Easy to Implement:
The solution comes pre-configured with bank-specific branding, operational settings, and financial information, facilitating easy implementation.

Flexibility/Expandable:
The proposed solution is part of Wisecard's multi-channel banking system and can be integrated with additional modules and channels from the SmartOne platform product range. By implementing the channel manager, the system can seamlessly integrate with new delivery channels, whether they are Wisecard's channels or third-party channels.

Technical Parameters:

This is an EMV Personalized Payment Solution designed for EMV Data Provisioning and Management and EMV Data Preparation. It supports contact and contactless personalization methods, and the following card schemes: Visa PayWave, Mastercard PayPass, and American Express ExpressPay. The product is compliant with PCI, EMV, Visa, Mastercard, CUP, and AmEx standards. It supports Visa, Mastercard, and American Express card brands, and uses EMV Data Object List (DOL) as the personalization data format. The product is vendor independent, meaning it can work with any card and printer brands. The supported personalization interfaces are API and GUI, and the supported tools are EMV Personalization Software and EMV Personalization Hardware.

Applications:

One of the key features of the WCT-SmartOne is its ability to handle EMV data loading. This means that it can securely load sensitive cardholder data onto the card's EMV chip, ensuring that the card is ready for use in payment transactions. This feature is particularly useful for financial institutions that issue large volumes of payment cards.

Another important capability of the WCT-SmartOne is EMV chip customization. This allows issuers to tailor the chip's behavior to their specific requirements, such as setting the card's PIN requirements, transaction limits, and other parameters. This customization feature is especially useful for issuers that have specific security or compliance requirements.

The WCT-SmartOne is also capable of EMV issuance personalization, which means that it can personalize each card with unique cardholder information, such as the cardholder's name, account number, and expiration date. This personalization can be done quickly and efficiently, making it an ideal solution for issuers that need to produce large volumes of personalized cards.

One of the advantages of the WCT-SmartOne is that it is card and printer vendor independent, meaning that it can work with a wide range of card types and printer models. This flexibility makes it a cost-effective solution for issuers that have multiple card types and printers in their operations.

The WCT-SmartOne supports a range of card schemes, including Visa PayWave, Mastercard PayPass, and American Express ExpressPay. This means that issuers can use the product to personalize cards for these popular payment schemes, giving them the flexibility to serve a wider range of customers.

In summary, the WCT-SmartOne is a versatile and flexible smart card personalization product that supports EMV payment cards. It offers EMV data loading, EMV chip customization, and EMV issuance personalization capabilities, making it an ideal solution for financial institutions and other issuers that need to issue large volumes of personalized payment cards.

Customization:

Our product, the Wisecard WCT-SmartOne, is a Smart Card Personalization solution that allows for EMV Data Preparation, EMV Chip Customization, and EMV Payment Card Customization. It is a vendor independent solution that is designed to work with various printers and cards. Our product is certified by PCI and has been manufactured in Shenzhen.

The Wisecard WCT-SmartOne supports Visa, Mastercard, and American Express cards, specifically the Visa PayWave, Mastercard PayPass, and American Express ExpressPay schemes. Our product is compatible with the EMV Personalization Software and EMV Personalization Hardware, making it a versatile solution for all your personalization needs.

Support and Services:

Our EMV Personalization product technical support and services include:

• 24/7 customer support via email and phone
• Expert technical assistance in the configuration and implementation of our product
• Regular software updates and maintenance to ensure optimal performance
• Training and documentation to help customers understand the product and its features
• Consulting services for customized solutions and integration with other systems

Our goal is to provide reliable and efficient support to ensure our customers can effectively personalize their EMV cards and meet their business needs.

FAQ:

Q: What is Wisecard's EMV Personalization product?

A: Wisecard's EMV Personalization product is a smart card that is specially designed to meet EMV standards. It is a highly secure and reliable payment solution for financial institutions and merchants.

Q: What is the model number of Wisecard's EMV Personalization product?

A: The model number of our EMV Personalization product is WCT-SmartOne.

Q: Where is Wisecard's EMV Personalization product manufactured?

A: Our EMV Personalization product is manufactured in Shenzhen, China.

Q: Is Wisecard's EMV Personalization product certified?

A: Yes, our EMV Personalization product is certified by PCI (Payment Card Industry) which is an internationally recognized security standard.

Q: What kind of security features does Wisecard's EMV Personalization product offer?

A: Our EMV Personalization product offers multiple layers of security features including chip and PIN authentication, data encryption, and secure key management. It is designed to protect against fraud and provide a safe and secure payment experience for users.

Company Information:

Wisecard (a WiseGroup company) is a global solution provider that has been providing innovative payment and secure solutions to financial institutions, government entities and telco operators worldwide.

Wisecard have been providing EMV smart card, EMV biometric card, EMV perso software, card issuance, EMV embossers, Smart POS machine, Android POS, POS terminals, smart banking, smart teller machine, kiosk, vending machine, biometric POS, Hardware Secure Module, mobile payment platform, private label card solution, prepaid card solution, card management system to partners in more than 60 countries worldwide. Wisecard’s product suite empower large global financial institutions and government sectors as well as small to medium sized retail banks.

Wisecard solutions are adapting to the highest and latest secure standard, and the solutions have been fully tested and certified by international test labs, like FBI, STQC, EMV, PCI DSS, PA DSS, VISA, MasterCard, China UnionPay, JCB, AmEx, Discover, RuPay and etc.

Notes: FBI, STQC, EMV, PCIDSS, PADSS, Visa, MasterCard, China UnionPay, JCB, AmEx, Discover, RuPay is a registered trademark. All trademarks referenced here are the property of the respective owners.